USDM™
Exchange USD for digital currency on Cardano
USDM™ is a regulated financial service that converts your U.S. dollars into USDM™ at a 1:1 ratio and delivers it directly to your connected Cardano wallet.
USDM™ Digital Currency
USDM™ Minting Service
Our regulated currency exchange service converts your U.S. dollars into USDM™ digital currency on the Cardano blockchain and deposits it directly into your Cardano wallet.
A streamlined process from start to finish. Here's what you can expect when exchanging USD for USDM™.
Direct Currency Exchange
Exchange USD from your bank account into USDM™, delivered directly to your Cardano wallet via secure wire transfer.
Seamless Integration
Connect your favorite Cardano wallets with just a few clicks
Expanded Access
Available in more jurisdictions than ever before
Enhanced Security
Bank-grade security with advanced encryption
The USDM™ Advantage
USDM™ brings stability and reliability to the Cardano ecosystem with a focus on security, transparency, and ease of use.
Engineered for the Future of Finance
USDM™ is a fiat-redeemable digital currency issued by Moneta Digital.
Our minting service provides a direct conversion of U.S. dollars into USDM™ recorded on the Cardano blockchain.
USDM™ combines the stability of traditional finance with the innovation of blockchain technology, providing a seamless experience across the Cardano ecosystem while maintaining the highest standards of security and compliance.
Secure & Compliant
USDM™ adheres to regulatory standards with robust security measures to protect your assets.
Transparent
Full visibility into the backing of USDM™ with on-chain verification of reserves.
Simple & Intuitive
Designed with a user-friendly interface that makes digital currency accessible to everyone.
Community-Focused
Join a growing community of USDM™ users and contribute to the Cardano ecosystem.
Check Your Eligibility
Find out if USDM™ is available in your region and get access information.
Note: Users may be required to undergo KYC verification to access USDM services through Moneta or our partners. Due to regulatory requirements, certain regions may be subject to restrictions.
Getting Started with USDM™
Start your USDM™ journey with our easy-to-follow guide.
Quick-Start Checklist
Track your progress to start minting USDM™
Detailed Steps
Account Setup
Visit app.moneta.global
Click User Icon (top right) → Sign Up
Enter email, name, and password → Verify via email
Enable 2FA using your authenticator app
KYC Verification
Click "Start KYC" → Follow Plaid's instructions:
- Phone verification
- Upload ID
- Take selfie
Pro Tip:
Use good lighting for your selfie to ensure quick verification!
Link Wallet & Bank
Wallet Setup:
- Choose an approved wallet (Eternl, Lace, Yoroi, etc.)
- Connect your wallet to the Moneta platform
Bank Setup:
- Use Plaid to connect your bank account securely
- Confirm routing/account details
Exchange USD for USDM™
Once approved, you can exchange your USD for USDM™:
- Select the amount you want to exchange (min. $1,000)
- Select your connected bank as the funding source
- Select your Cardano wallet as the destination for USDM™
- Confirm the transaction details (1:1 conversion rate)
- Complete the bank wire transfer
- USDM™ will be delivered to your wallet once funds are received
Important:
The exchange process can take 1-3 business days due to bank transfer times. USDM™ is issued at a 1:1 ratio with USD.
Frequently Asked Questions
Get answers to common questions about USDM™ retail minting.
Stay Updated
Receive updates about new USDM™ features, jurisdictions, and important announcements.
Spread the Word
Help us spread the word about USDM™ retail minting. Share this page with your friends and followers.
Ready to Get Started?
Start minting USDM™ today and experience the future of stablecoins on Cardano.
Create Your Account