What can you do with USDM?

From earning DeFi yield to managing corporate treasury, USDM is the stable layer that makes Cardano usable for real financial applications.

Individuals & Institutions

Put your USD to work on-chain

DeFi Yield Generation

USDM is integrated across Cardano DeFi for lending, liquidity provision, and yield strategies. Use it where you already operate, with no bank or intermediary in the loop.

  • Wide protocol coverage
  • Self-custodied
  • No lockup required
Businesses & Freelancers

Move USD globally on Cardano

Cross-Border Payments

Send USDM to any Cardano wallet worldwide. Settles on-chain without correspondent banking, SWIFT routing, or FX conversion losses.

CFOs & Treasury Teams

On-chain USD for modern treasuries

Treasury Management

Hold operating capital on-chain in USDM for payroll, vendor payments, and operational expenses. Full auditability via Cardano blockchain: every transaction timestamped and immutable. No fiat banking friction.

  • 100% on-chain auditability
  • Instant payroll disbursement
  • No banking delays
Trading Desks & Funds

Institutional liquidity without counterparty risk

On-Chain OTC Trading

Trade large USDM positions OTC with institutional counterparties across Cardano's DeFi ecosystem. Deep on-chain liquidity through DEXs, aggregators, and our network of institutional market makers.

  • No counterparty risk
  • Deep DEX liquidity
  • Institutional settlement

The infrastructure behind every use case

USDM is purpose-built for real financial use, not speculative trading.

Regulated Infrastructure

FinCEN-registered in the US, MiCA-compliant in the EU. Every use case runs on regulated rails.

Proof of Reserves

Reserve composition and 1:1 backing are published in the transparency report.

True 1:1 Backing

Every USDM is backed by one US dollar held with tier-one US institutions.

Redeem Anytime

Burn USDM to receive USD back to your bank account at any time, no lockup periods.

30+ Integrations

Active across the largest Cardano protocols. More venues than any other Cardano stablecoin.

Start using USDM today

Pick the path that fits your needs.

For Individuals

Mint, hold, and use USDM in DeFi. Mint from $1,000.

Mint USDM

For Institutions

Custom minting limits, KYB onboarding, and OTC desk access.

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