Institutional-grade stablecoin infrastructure on Cardano
FinCEN-registered. Offered in Europe through our CASP-licensed partner network. Backed by Fidelity and Western Asset Management. Verified on-chain daily. USDM is the institutional-grade stable liquidity layer your treasury needs on Cardano.
Regulatory & Compliance Standards
The compliance infrastructure institutions demand.
FinCEN Registered
US Money Services Business with federal-level compliance
MiCA Compliant
Full EU regulatory compliance via NBX partnership
Fidelity Custody
Reserve assets held at Fidelity Investments
WAM Custody
Western Asset Management money market funds
On-Chain Verified
Daily on-chain reserve verification via Cardano oracle
Dual Regulated
FinCEN-registered in the US and MiCA-compliant in Europe
Institutional Use Cases
Practical applications for treasury managers, finance teams, and trading desks.
Treasury Management
Hold stable on-chain USD for payroll, vendor payments, and operational expenses without fiat banking friction. Full auditability via Cardano blockchain.
Institutional Settlement
Settle large transactions on Cardano with T+instant finality. Avoid counterparty risk and correspondent banking delays for cross-border settlement.
OTC Trading
Trade USDM OTC with other institutions across Cardano's DeFi ecosystem. Deep liquidity via Minswap, Liqwid, and our network of institutional counterparties.
Institutional Onboarding
A simple, guided process designed for institutional clients.
KYB / KYC
Complete business verification with our compliance team. Typically 2-5 business days.
Account Setup
Configure your institutional minting account, set daily limits, and establish banking connections.
Mint USDM
Wire USD to the Moneta reserve. USDM is minted 1:1 and sent to your verified Cardano wallet address.
Deploy & Custody
Use USDM across Cardano DeFi, hold in cold storage, or redeem at any time via the reverse process.
Schedule a consultation
Talk to our institutional team about minting limits, KYB requirements, API access, and custodial arrangements tailored to your organisation.
Typical response within 1 business day · KYB process: 2-5 business days