Onboarding
Get started with USDM.
Mint Cardano's premier fiat-backed stablecoin in four steps. 1:1 USD-backed, settled directly to your Cardano wallet.
First, check your region
Direct minting is available in select U.S. states. Most other regions are served by our partner NBX.
Final access is subject to KYC and the operating policies of Moneta or its regional partners.
Mint USDM in four steps
Onboarding is a one-time process. Subsequent mints are a single confirmation.
01
Create your account
- Visit app.moneta.global and click Sign Up
- Enter email, name, password, and verify via email
- Enable 2FA with your authenticator app
02
Complete KYC
- Click “Start KYC” and follow the Plaid flow
- Phone verification, ID upload, and live selfie
- Approval is typically same-day in good lighting
03
Link your wallet and bank
- Connect a Cardano wallet (Eternl, Lace, Vespr, Begin, Yoroi)
- Link your bank account securely via Plaid
- Confirm routing and account details
04
Mint your first USDM
- Enter the USD amount you want to convert
- Wire from your linked bank at a 1:1 rate, no minting fee
- USDM lands in your Cardano wallet on settlement
Onboarding FAQ
The five questions we get most often. Full FAQ on the Resources page.
Ready to mint?
Onboarding takes a few minutes. From there, every mint is a single signature.
Open Moneta App